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📜 Riley-Trades – Terms of Service
Effective Date: 04/01/2026

Welcome to Riley-Trades. By accessing or using the Riley-Trades platform (“Service”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree, do not use the Service.

1. 📌 Nature of the Service
Riley-Trades is a software platform and technical analysis engine designed to provide users with data-driven insights based on deterministic mathematical models.

Riley-Trades:

Is not a broker-dealer
Is not a registered investment advisor
Does not provide financial, legal, or tax advice
The platform operates as a technical logic engine (“RTEngine”) that analyzes market data using predefined indicators such as VWAP, RSI, and EMA.

All outputs—including “Intel Notes,” signals, or trade suggestions—are informational in nature only.

2. ⚠️ No Financial Advice
Nothing provided by Riley-Trades constitutes:

Investment advice
Portfolio management
A recommendation to buy or sell any security
All trading decisions are made solely by the user.

You acknowledge that:

Trading securities involves significant risk, including the potential loss of all invested capital.

3. 🔗 Brokerage Integration & Execution
Riley-Trades may integrate with third-party brokerage platforms, including but not limited to Alpaca.

By connecting a brokerage account:

You authorize Riley-Trades to interact with your account via API
You retain full ownership and responsibility for all trades
All trade executions occur through the brokerage, not Riley-Trades
Riley-Trades:

Does not hold funds
Does not execute trades independently
Does not custody assets
4. 🧠 Deterministic Engine Disclosure
Riley-Trades operates on deterministic logic, meaning:

Trades are triggered by predefined mathematical thresholds
Outputs are based on technical indicators—not predictions or AI sentiment analysis
However:

Market conditions are unpredictable
No model guarantees performance
Past performance does not indicate future results
5. 📊 Risk Acknowledgment
By using this Service, you acknowledge:

Market volatility can result in rapid losses
Automated or semi-automated strategies may fail
Technical indicators can produce false signals
You assume full responsibility for any financial outcomes.

6. 🔐 User Responsibilities
You agree to:

Provide accurate account information
Maintain the security of API keys and credentials
Monitor your account and trading activity
You are solely responsible for:

Enabling or disabling trading features
Position sizing and capital allocation
Compliance with applicable trading laws and regulations
7. 🛑 No Guarantees
Riley-Trades makes no guarantees regarding:

Profitability
Accuracy of signals
System uptime or availability
The Service is provided:

“AS IS” and “AS AVAILABLE”

8. ⚙️ Service Availability & Modifications
Riley-Trades reserves the right to:

Modify or discontinue features at any time
Update algorithms or logic without notice
Suspend access for maintenance or security
9. 🚫 Limitation of Liability
To the maximum extent permitted by law, Riley-Trades and its operators shall not be liable for:

Financial losses
Missed trading opportunities
API failures or brokerage outages
Data inaccuracies or delays
In all cases, liability is limited to:

The amount paid by the user for the Service in the preceding 30 days.

10. 🔒 Intellectual Property
All components of Riley-Trades, including:

The RTEngine
Intel Notes format
Interface design
Branding and terminology (“Birds,” “Intel Terminal”)
…are proprietary and may not be copied, modified, or redistributed.

11. 🧾 Termination
Riley-Trades may suspend or terminate access if:

Terms are violated
Fraudulent or abusive activity is detected
Required by law or regulatory request
Users may terminate use at any time.

12. ⚖️ Governing Law
These Terms are governed by the laws of the State of Florida, without regard to conflict of law principles.

13. 📬 Contact
For questions regarding these Terms, contact:

Riley-Trades Support
support@rileytrades.com
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